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Modern Townhouses

The Process of Buying a Home

Contract Signature

Documentation

Select a Lender that will be a good fit for you. 
The documentation required for pre-approval:

  • 2 years – W2’s

  • 2 Years Federal Taxes

  • 3-4 Month of Bank statements

  • 4 Pay Periods of Pay Stubs

  • Get Pre-Approval Letter

Think about your Lifestyle

  • Where do you want to live? Close to work, close to public transportation, etc. Try to limit it to 2-3 areas.

  • What type of place are you interested in – condo, townhome, single family home?

  •  Parking?

  •  How many bedrooms and bathrooms?

  • Outdoor space?

  • What are your other needs or requirements?

  •  What are deal breakers?

Modern Kitchen
home keys

Offer through closing

  •  Once we find a home we submit an offer. Response time is usually maximum 2 days.

  • Once your offer is accepted you will need to have the property inspected by a licensed Home Inspector.

  • There are a few inspection “add-ons” such as testing for Radon, Mold, Termites, and Chimney.

  • Remember, this is your new home and you want to make sure you know as much as you can before moving forward.

  • Reply to home inspections — this is the window where you and the seller can adjust your offer based on the inspector’s findings.

  • Final offer is accepted.

  • Find a homeowners insurance policy.

  • Meet requirements and secure mortgage from lender. This could mean completing a course to prepare you for purchasing your first home and providing more financial records.

  • Settlement.

  • Move in!

GET IN TOUCH

I'd love to hear from you. I'm always looking for new and exciting opportunities. Let's connect.

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